Why Refix Your Mortgage?


Many mortgage owners aren’t aware of the greater levels of discounting available to them. We didn’t think this was right.

RefixMyMortage was founded to change just this.

We can get you a better interest rate regardless of who you bank with. We do this by leveraging our relationships with the major banks and negotiating a better interest rate on your behalf. 

Refixing is all we do. The more refixes we do, the better the discount for you.

Our FREE service deals with the bank so you can get on with what you really want to be doing. And that's living.

How it works

Step 1: Submit Your Details

In order to contact your bank on your behalf, we’ll need a few details first:

- Email
- Phone
- Bank
- Loan Facility Number/s
- Loan Amount/s
- Refix Date
- Current Interest Rate

We'll may also need a signed declaration enabling us to contact your bank for you.  

Step 2: We Contact Your Bank

We’ll confirm that we received your details and outline a realistic timeline moving forward. 

We have a 30 day window before your next Refix Date where we can contact your bank and negotiate a better interest rate for you. 

Once we have your details, all that's left to do is sit back and relax...  

We'll then come back with an obligation-free interest rate comparison. 

Step 3: Confirm Interest
Rate Terms

We'll give you time to consider the different options.

It's completely up to you whether you want to accept the new interest terms or not. A better interest rate could help you: 

- Pay your mortgage off faster
- Control your debt levels
- Save you up to $200 every month

Contact us now and start living life on your terms. 


Our Team

Our team has experience managing over $300,000,000 worth of mortgages for 3000 plus Kiwis. We’re passionate about improving our customer’s lifestyles and putting smiles on their faces.


Refix My Mortgage

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